What does it consist of?

Notarial policies encompass those notarial and mercantile documents that shape contracts inherent to the usual economic activity of mercantile entities, mostly of a financial nature. However, contracts relating to real estate are excluded from this category.

There are different categories of policies, including loan policies, credit policies, leasing policies, factoring policies, discount policies, pledging policies, among others.

Finally, remember that mercantile policies can be requested via videoconference.

Required documentation

• Corresponding identification documentation of the signatories (DNI, passport, residence card, or NIE).

• In the event that a company participates, authenticated copies of the public deed certifying its incorporation will be required, as well as the deed evidencing the representative powers of the person attending the notary, along with the real ownership deed.

• In certain situations, it may be mandatory to have the agreement of the partners' meeting authorizing the operation.

In what situations can this service be used?

In various circumstances, both individuals and companies require financial resources to fulfill their aspirations or projects.

These funds can be obtained by formalizing a loan or credit agreement with a banking institution.

When entering into this type of agreement, it is essential to have a detailed understanding of the terms and conditions to prevent potential future surprises.